For Hub City Times

LOYAL – Rick Jacob has joined Citizens State Bank (CSB) of Loyal as senior vice president and chief lending officer.

Rick will be responsible for all credit and lending functions of the bank and identifying future growth opportunities. He is also tasked with ensuring that the strategic direction and execution of the lending portfolios align with CSB’s mission to help our customers achieve financial success. In addition, Rick will assume commercial lending responsibilities in which he will provide a wide array of business lending services to our local communities.

Rick comes to Citizens State Bank of Loyal with considerable agricultural and small business lending experience, as well as, portfolio and special asset management. He was with First National Bank of Waupaca for over 26 years, plus over one year at Bank First National after its merger with First National Bank in October 2017.

He has been an active member in the Chamber of Commerce, Lions Club, Community Club, Trout Unlimited, and was a member of the school board for the Chetek Area Schools.